Have you ever found yourself in a situation where you need financial support quickly and effectively ? It may be that you are faced with a medical or work emergency, or you simply had an opportunity that you cannot pass up. This is when we start looking for options to obtain a short-term personal loan or credit , and a very good option that we cannot miss is Mydebtadvisors , because it is a very convenient alternative to request a small loan that helps us meet our purposes.
If you want to know more about Mydebtadvisors, continue reading, in this way you will know everything you need to know to make the best option when requesting a loan that helps you fulfill your personal projects.
What is Mydebtadvisors
Mydebtadvisors is an alternative to traditional banking that is committed to innovation and transparency in financial services with international coverage. Faced with a common problem suffered by most banks, in which there are small letters and excess fees, as well as unclear account statements and hidden and incoherent costs and charges, Mydebtadvisors decided to create a system in which the transparency and clarity of the processes is the basis for working. In this way, it has managed to establish itself as a reliable and safe company.
Advantages of choosing MyKredit provides mini personal credits at the best possible cost, applying in advance all applicable expenses and commissions, so that users of this platform are always aware of the amounts to be paid, the terms and the interests. It is undoubtedly a feature that gives Mydebtadvisors an important and advantageous differentiator against other credit options such as banks and traditional lenders.
With acquired experience and presence on three continents, Mydebtadvisors is a company determined to provide the best service and experience to clients who require personal credit. Next we will tell you a little more about Mydebtadvisors, its credit modalities and forms of payment.
Advantages of choosing Mydebtadvisors
- From the beginning you can choose the amount you need and the terms to pay, knowing in advance the interest and total prices to pay
- Excellent option to request short-term loans.
- Fully secure and automatic processes
- You can apply completely online
- Once your credit is approved, it will be reflected in your account in just a few minutes.
The main features of Mydebtadvisors
- Mydebtadvisors is an international company that offers short-term online credits.
- Credits start with a limit of 100 US dollars, and can be expanded up to 400 US dollars
- Each request is analyzed individually to offer the best payment scheme
- The requirements are minimal and almost anyone meets them.
- If you cannot make your payment for any reason, you can ask for advice to program a new payment scheme and freeze your interest.
- Returning the payment is also an automatic process, and you can change the payment method if you wish.
Is it safe to ask for a loan at Mydebtadvisors?
You can rest assured that your identity and your money will be safe when requesting a credit in Mydebtadvisors , since Mydebtadvisors identification processes use state-of-the-art protocols that allow you to keep your data safe, thus preventing third parties from having access to them. You have the guarantee that it is an established and certified institution, as Mydebtadvisors is the trade name of Global Kapital Group, a company incorporated in England and Wales, authorized and regulated by the Ginancial Conduct Authority. More than 500 employees work in this group to make your experience as safe and efficient as possible. Many clients have passed through this company and have been totally satisfied, without any fear of data or identity theft. You can visit the official website www.gk-group.com to learn more about the group and its subsidiaries in different parts of the world.
The requirements to obtain a credit or personal loan in Mydebtadvisors are really simple and many people are candidates to apply. It is important to emphasize that, although they are few, they are all mandatory. You can get a personal loan if:
- You have an active mobile phone number
- You are 24 or older
- You have a bank account in your name and active, along with a debit card.
- You are a resident of Spain
- Your name does not appear in the files of patrimonial or credit solvency.
If you have these requirements, you can apply to have your financial situation evaluated. Remember that each request is evaluated individually, and those in which it is certain that payments will be made on time and properly are approved. Those with an impeccable credit history and a stable source of income are much more likely to have their credit application approved.
Mydebtadvisors interest rates
The interest rate on Mydebtadvisors loans is 0.75% per day on the outstanding balance, thus excluding any charges and interest. It is a very good option for people who are looking for a short-term loan, since the interest that is generated is measured and it is possible to make the payment in a short term. However, if what you are looking for is a long-term loan to manage an existing loan, it is most likely that Mydebtadvisors is not the ideal option for you, since you will find that the fixed annual interest is 273% with an APR representative of 1078%, because its focus is on other types of needs, specifically short-term loans.
If you have doubts about the procedures or interests, you can enter the official website where you will find a simulator that will allow you to define how much you will have to pay depending on the amount requested and the term chosen. In this way, you will be able to check for yourself that the interests are correct and the payments are adjusted to your pocket and your possibilities, remember that your first loan can be up to 400 US dollars to be repaid in 4 months.
You can request a credit with Credit Checker at Mydebtadvisors
In order to guarantee the best service and ensure that MyKredit clients will comply with the stipulated loan contract, the company may reject your request if you do not meet any of the aforementioned requirements, including the one that indicates not appearing in the files of patrimonial or credit solvency. If you appear on a moratorium list like the Credit Checker , unfortunately it is not possible to request a credit in Mydebtadvisors . Taking into account that it is a company dedicated to short-term loans, it is possible that a small online loan is not the best option for you if you find yourself in this situation.
Mydebtadvisors mobile app and customer service
It is common that if it is your first time obtaining a credit or personal loan, many doubts arise about the procedure. Fortunately, there are many ways Mydebtadvisors can help you by providing guidance and advice. Mydebtadvisors does not have a mobile application, but it has different ways for you to get in touch with them and to answer all your questions. From your telephone number +34 91 2161600 or to the email [email protected] . You can also send them a message from their official website, or visit them on one of their social networks such as Facebook, Twitter, Linkedin and Google+.
Whichever way you choose to communicate with them, as soon as possible an executive will attend to your doubts, problems and inconveniences in a cordial, effective and professional manner. You can also visit its Frequently Asked Questions (FAQ) section on the official website. You will very surely find an answer to the concerns that may arise.
Types of loans at Mydebtadvisors
Mydebtadvisors loans are short-term personal microcredits, this means that they meet the following characteristics:
- The interests are designed so that the amount to be returned is measured after a short period of time.
- It is ideal for financing profitable projects and opportunities in which there is no risk of losing money.
- It is recommended for people who have a stable fixed income and have a way of verifying that they can repay the loan on time.
For new customers, the credit limit is 400 US dollars, as long as the person requesting it meets all the criteria to reach the limit. Starting with the second credit, this limit can go up to 1000 US dollars. As for the terms to return the payment, it consists of monthly payments ranging from 1 to 4 months from the date of the credit. It is important to bear in mind that each situation is analyzed individually, so the credit limits may vary depending on the financial situation of each person.
As you can see, Mydebtadvisors offers very flexible options so that with a few requirements you can obtain your credit quickly, easily and simply.
How to apply for Mydebtadvisors credits
If you have already decided to apply for a credit or personal loan in Mydebtadvisors , you should know that the process is very simple, in addition to that you can do it from anywhere you have a computer and a secure Internet connection. We explain how to obtain a credit in Mydebtadvisors in 4 simple steps:
- Apply for a Line of Credit through the official website: The process is completely online, and you only have to enter some information such as your address and financial information. Through a simulator, you must enter the amount you want to pay and the term that best suits your situation. An evaluation will be automatically made on your request and you will receive an answer on your screen immediately.
- Confirm your salary safely. Connect-Secure ™ will take care of you in the process so that you access through an extremely secure SSL connection. In this way, the evaluation will be much more accurate and you will be assigned the highest possible credit limit according to your situation. If you are a new customer, you can reach a credit limit of up to 400 US dollars, and a recurring customer can request a credit that already reaches 100 US dollars.
- Get your money immediately through a bank transfer. There is no faster and more effective way to obtain your money, since once the process is finished and your request has been approved, in a matter of minutes you will have the requested amount available in your bank account.
- The only thing that remains is to return your credit. You can choose to make payments automatically, directing them to the credit card you have registered, or choose to pay your loan in advance at the time you choose.
How to return Mydebtadvisors credits
Returning Mydebtadvisors credits is an automatic process, so you won't have to worry about going to make payments or make transfers. On the day of the expiration date stipulated in the contract, you will be charged for the amount previously established to your registered debit card. You just have to be sure that at 07:00 that same day your card has enough money to make the payment.
In general, the ARP (Recurring Payment Authorization) is used to obtain the payment on the due date, but if for some reason the payment cannot be made correctly, Mydebtadvisors will contact you to solve the problem as soon as possible. There are different ways to make extensions or payment agreements in case you cannot make the payment, and throughout the process you will have the advice and guidance of Mydebtadvisors executives to reach a solution that is convenient for you. A second ARP attempt will be made within 30 days after the failed collection attempt, and once the payment has been processed successfully, you will receive an email confirming your payment.
You also have the option of requesting to cancel your ARP, you simply have to send an email to [email protected] with the subject "ARP Cancellation" and offer an alternative payment option.
Extensions and postponements in Mydebtadvisors
As we mentioned before, in Mydebtadvisors it is possible to request advice in case that for any reason we cannot comply with the established payment scheme. If this becomes your case, it is important that you contact customer service as soon as possible and comment on your situation. Your interests will be frozen to avoid surcharges, and together with an executive you can decide a new payment plan that is convenient for both parties. In this way, you will avoid late fees and extra payments, which can make it even more difficult for you to make the corresponding payment.
Remember that it is important that you contact Mydebtadvisors before the payment deadline is reached, otherwise you will be charged 10 US dollars for non-payment. This charge is unique, but interest will begin to be calculated per day on the outstanding amount, excluding accrued interest and the charge for non-payment. This will continue for the next 30 days.
Keep in mind that even with charges and interest, the maximum amount to pay will never be more than double the amount requested. In other words, if your credit was, for example, 300 US dollars, the maximum you can pay is 600 US dollars, even so, include all charges and interest derived from non-payment. This is another reason why Mydebtadvisors credits are designed only to be solved in the short term.
Mydebtadvisors has satisfied customers around the world, and its facilities and conditions are excellent for many people. If you have doubts about its effectiveness, you can check it for yourself by entering the official Mydebtadvisors social networks, where you will find totally personal recommendations about the people who have purchased any of the Mydebtadvisors financial products. Without a doubt, it is a company that has gained its prestige and capacity for expansion thanks to its good service and payment facilities.
Mydebtadvisors is an excellent option to apply for a short-term personal loan , because it is a company that bases its procedures on transparency and customer service. You will always have your payment scheme at hand, and you will always have the assurance that you will not be offered a loan that your financial situation does not allow you to pay, since all requests are totally personalized. Mydebtadvisors processes are secure and automatic, so you can forget about waiting in long lines at the bank or handing over your personal data to strangers. Do not doubt that Mydebtadvisors can become a great ally in the realization of your projects, if what you need is a small personal loan.