Credy is known in the world of mini-credit portals for offering great advantages to people who choose to ask for the money they need momentarily thanks to being a search engine for companies that offer exceptional fast loans.
There are many ways to get the money some people need quickly for unforeseen expenses, long-awaited trips, gifts or whims, etc.
There is a great competition within the pages dedicated to mini-credits , that is why they all seek to have the best options and conditions. In the case of Credy, these factors are among the things most appreciated by the population that visits the Credy page, since they can find a quick solution to the situations they want to solve.
What is Credy
Based in Switzerland, Credy is a registered trademark that does not act on the application of the mini-credits nor on the lenders. Obviously, just for requesting a mini-credit with Credy it will not be approved, but you will always have more possibilities than with a financial institution thanks to its conditions and its waiting periods, both for the resolution of the application and for the repayment of the loan.
Credy, thanks to private capital, has formed a company with the aim of granting an unlimited number of fast loans thanks to its role as mediator. These are in small amounts, making them very useful credits and appreciated by those who decide to request them.
If we visit their website, https://www.credy.es/ , we will realize that we will find opinions from users who have already made use of the fast loans offered by this page. We will also access the money that we can ask for, ranging from 50 US dollars to 750 US dollars to be able to return them between 1 day and 30 days.
Credy tries to solve quickly and efficiently, whatever our situation, with what is known as "quick loans" by putting people who need money in contact with companies that offer it. Being legal and, through an automatic system, it ensures that the documentary steps necessary to obtain that mini-credit do not take so long to be confirmed and used.
What makes Credy different
If we had to make a ranking among all the web pages dedicated to carrying out financial activities, in this case we pay them, Credy is one of the most visited pages by the population in search of this type of credit exploring solutions.
But something that makes Credy definitely different from other pages or companies is that all its procedures, whether requests or resolution of doubts, are done through the Internet. There is no telephone number or physical headquarters to which you can go.
Does this make Credy less trustworthy compared to another company that does? It will depend on the person, but objectively, it is a commercial company that seeks to lower costs in exchange for giving a less personal treatment to its users.
Another big difference of this page compared to another is that, not only does it allow us the so-called quick loans, but also personal loans and vehicle pawning , which allows us to choose one type or another according to our needs and, based on that, we will get one or the other conditions.
Finally, we also have to take into account that Credy, unlike other pages that work with a single monetary capital, here depending on the loan we need, the money will be received from one company or another.
Advantages of choosing Credy
When it comes to putting advantages and creating conditions for the users of Credy, this company offers some that we may find appealing when it comes to getting a loan that solves what we need:
- Having an automatic system allows the great advantage that the procedures are quick and do not require as much paperwork as in a normal financial institution.
- It is a kind of "search engine" for companies willing to lend certain amounts of money, with Credy being the mediator and selection company of the companies according to the loan we need.
- Our request, which can only be made through the Internet, will be confirmed to us via SMS without having to receive any kind of call that confirms it, since in this case we must bear in mind that we do not have a Credy telephone number.
- Depending on the company that lends us the money, the average number of days to return our mini-credits ranges from one day to 30 days.
The main features of Credy
Credy is your best solution if you are looking for a website where you can access a loan from which to make a way to solve a momentary situation in our lives. Here your application will not need a large amount of paperwork to be taken into account or a long wait thanks to its automatic system.
The most important thing about Credy is that, thanks to its capacity as a mediator between many companies and the users of the website, the interests and conditions are only information until it becomes a reality while we confirm our contract with the company. that we choose.
Finally, we have to bear in mind that another feature that is highly appreciated by the users of Credy is the amount of paperwork required to start the application process. Its automatic system only requires us to fill out the online application with our identification document, a mobile phone and a checking account.
It is safe to ask for a quick loan at Credy
We cannot forget that Credy is a website dedicated to connecting users with financial needs with companies that are dedicated to fast loans .
Is it safe to leave our data on your website by making a request for a loan?
Well yes, although at first the Internet and all its pages may always give us a little qualm, Credy is under advanced SSL encryption, having all your information protected under the professionalism of Comodo Internet Secure.
Credy, being a search engine for companies dedicated to especially fast loans, does not require requirements beyond the basic ones to be able to make the application in conditions and to be well registered and registered to be able to start the search for those companies that have certain requirements that resemble what we need.
According to the company with which, finally, we decide to sign the contract of our loan when we meet the requirements, the advantages and the disadvantages that said company requires or asks us or puts in our favor.
If we look only at Credy, we only need to fill out the application form online along with our personal data, a phone number and our bank account number. Surely they ask us to scan some kind of proof that this bank account belongs to us.
Interest rates on Credy
Although Credy is a mediation web page between the users of its page and the online companies dedicated to fast loans , as could happen in other cases, Credy does not ask for any type of interest or fees for carrying out such management.
That is, in the case of using Credy, we can be sure and calm that the loan we request with a particular company will not raise its return interest beyond what we have signed with said company, no matter how much we have done the management through the mediator Credy.
The interest of the fast loans will depend on the companies with which we sign our loans and the type of these, that is, the rates are imposed by the companies themselves and not by Credy.
You can request a credit with Credit Checker in Credy
As when talking about interest rates, in the event that we appear in the Credit Checker list, the list created to be a record of those people who have monetary debts, so if we are in this situation is a bit more delicate.
We will find companies that will not care and will bet on us in the same way, and many others that will not. That is why in Credy we can find both types of companies and compare with which of them we can achieve our goal more quickly.
Mobile application and customer service at Credy
In the case of Credy, everything is done online: from the request for registration in its database to the resolution of any type of doubts we have. They do not have any type of mobile application for users or any phone number that people who visit their website can call.
This decision is due to its mediating role between the population requesting mini-credits and the online companies that are dedicated to providing private capital. It is a way to lower costs and thus, not having to implement any extra fees or interest.
Types of loans in Credy
In Credy we can find three types of loans to be able to get a company that fits our needs thanks to its search engine capabilities. At Credy we have the option most used and most sought after by the population: quick loans.
These quick loans can be from 50 US dollars to 750 US dollars, to be repaid in a maximum of 30 days , as parameters for the search for companies dedicated to this type of loan. Among all these companies we can choose the one that best suits us for your interests and conditions.
On the other hand, they are working on personal loans and vehicle pawns , both following the same process as quick loans but with different types of prices, companies, rates, etc.
The important thing about these three types of loans is that, Credy, follows the same automatic search mechanism for all three: it presents us with all those well-known online companies that offer this type of services and that may interest us, and it will be our decision to decide with which of them we sign a contract or if we do not want to sign a contract with any of them.
How to request fast credits from Credy
As we have already mentioned, Credy does not offer credits per se, but rather facilitates the way for us to find the best company that suits our needs to obtain a loan to suit us.
What Credy does need to start the process is that we register on its website through its online application, where we will have to put our personal data: name, surname, telephone number, a bank account, etc.
In addition to filling out the basic application, they will also ask us, using a code that they will send to our mobile phone, to send documents that prove that the bank account, which we have presented, appears as the holders of it.
According to the time at which we make the loan application and finish the whole process, the deposit of our money will be made, that is: if our application is approved by the company before 3:00 p.m. (Spanish time), the money will be transferred to our account within 10 minutes.
Whereas, if we do it after that time, we will have to wait for the next day or, if we do it during the weekend, we will not be able to have that money until the following Monday, so these are aspects that we will have to take into account at the time of making the request and starting the whole process in Credy.
How to return credits from Credy
We do not have to return any type of credit to Credy, that is, as it is a search engine and a link between users and private equity financial companies, we do not have to return any type of credit.
To the company with which we sign the contract of our fast credit with the conditions and interest rates that we have reached, and it is to this company that we will have to return our mini-credit before the term runs out or by notifying us, if we are not going to be able to finish paying it, so that the company takes it into account and takes the pertinent measures.
The average number of days to return our fast loan can be up to 30 days in many companies, in addition, we have to take into account that depending on whether it is our first loan or not, the interests that we must pay will be different and will be added to the terms of our credit.
Extensions and postponements
As we have commented in several previous sections, Credy being a search engine, it does not offer extensions or postponements for the credits that we request from other companies. It only serves to inform us of the steps we can carry out if we are in a situation where we need either of the two options.
The first thing we must do is notify the company with which we have the credit of our situation and, it will be this, which will inform us if we will have to assume some type of fee for the "deferral", which can range between 10 US dollars and 50 US dollars. Informing us at the same time of how many days we will have to be able to pay said loan.
Always remember that Credy does not charge anything for its search engine service, so if you are late in your loan payments, it will not apply any type of rate or fee, since that corresponds to the company with which we have signed the contract of our credit.
Credy has become the best search engine for companies willing to offer fast loans online at the hand of anyone who needs to find a solution for a momentary situation.
We can even know options that we did not know and that can serve as a balm without having to drowned at the end of the month, use deferrals, leave unpaid loans behind us, etc.
Many companies, and more and more, are interested in appearing in this type of search engines because they open the door to being better known by the population, solving problems that are of a momentary nature, making trips or gifts that have always been wanted, etc. , and offer their services in a serious way and without tricks or hidden fees.
Credy offers a perfect window so that its users can manage, with a single web page, a large number of companies that can offer a large number of solutions to what you are looking for without the need for our computer or mobile phone to become crazy pop-up windows.
So if you are determined to request a quick loan but have reasonable doubts as to which page to do it on, Credy is your best ally: put the parameters of the credit you need, register your request and Credy will do everything else, although the last decision is always the you will take.
Credy is one of the best known platforms for giving quick credits. Through the platform you can get up to 750 US dollars that you can have in your possession for up to 30 days.
However, remember that Credy is not a platform that will give you the money as such, but rather acts between two companies looking for ways to finance the clients that come to them. This tells us that it is a completely legal and loyal company with its clients, since they will always look for the best option for companies or people who request this type of credit. Thanks to Credy, you can get an intermediary company without this involving additional commissions or having to apply to several companies.
When you are going to make the application for the credy company, there are many affiliates to the credy company and among all the lenders of the company, they will decide whether or not it is a good option for the platform
Other credy things to keep in mind are:
- Credy is part of a traficc control SA company in Geneva
- It is a company that has all its activities nationwide
- Since credy was created, it has already been able to grant more than 528,000 fast loans with a total of 285 million US dollars.
- The loan acceptance rate is 94.85%
As you can see, it is one of the best options in companies, since it is the company that connects you with other companies and in this way you do not have to look for the one that is most suitable for you.
Most of these types of credits are given to clients extremely quickly, which makes this one of their best known and best advantages.
This means that we can deal with any type of unexpected bills without having to despair and also, in a period of just a few hours.
All fees must be completely flexible and the terms are completely adapted to you and not you to them.
Regarding the disadvantages, although it does have some, they are not serious and compared to the advantages they give, they are hardly taken into account. some entities offer a higher interest to customers than traditional banks and it is always advisable to read the fine print, especially when it is the first time that a company of this type is accessed.
Credy is a company that has been in the market for years and has an endless number of clients who have obtained loans with the entity without any problem. Keep in mind that the company has an official page of total transparency, since it is not the one that grants the credits, but rather works as an intermediary page .