Creditstar offers financial tools to anyone who needs them, accessible and efficient mini-credits , with the highest profitability, confidence and discretion.
Since 2006 they strive every day to improve and offer the tools and options that the client needs, evolving depending on their needs.
Trust is always important, that is why it is essential that when you need a profitable financial support in the short term, trust Creditstar who will be willing to help you without the slightest problem, with an efficient and fast service. More than a personal benefit, Creditstar seeks the common good of all citizens, as well as their economy, with Creditstar microcredits you can pay off or meet any economic problem that has arisen, solve it quickly and discreetly, with the greatest trust of all Spain, Creditstar.
What is Creditstar?
Creditstar is committed by its nature to generate responsible loans , following strict, detailed and very sensitive parameters to guarantee the clarity of each loan they authorize, including the use of credit scores from different sources, verification agencies and financial solvency checks.
The risk analysis systems and established valuation models contribute to making decisions to grant or not a loan with the necessary criteria to cover the current regulations to acquire it. Thanks to this, the decision made will be informed to you immediately.
Creditstar always follows legislative, ethical and moral practices in all its services. In addition, they are constantly improving the procedures to analyze credit candidates, as well as the efficiency in the credit check.
They offer the financial tool for loans without any guarantee, in a short term, to all applicants who are eligible, this is determined through a simple and simple application process that will not take more than 15 minutes.
Loans are available to be repaid in 5 to 30 days or if required 2 or up to 3 months.
If it is the first time that you carry out an operation with Creditstar , you can request up to € 300, but if you repay the terms in time and form you can increase the amount of the next loan to a maximum of € 1,000 per exhibition, repayable in a maximum of 3 months.
What makes Creditstar different
At Creditstar they encourage customers who are in financial difficulties to get in touch. They will be offered loans and advice to settle their debt at no cost. In order to offer them a quality service, they have waived commissions on this type of loan and with better refinancing conditions.
In the same way, it is important to assess and understand the responsibilities involved in accepting a loan of any amount. They expressly notify and clarify this point, in a very clear way for all clients, this in order that they request the loan after having read and consciously decided the terms and conditions, as well as knowing with total security that they will be able to comply with their obligations .
Creditstar is different for many things, including its excellent customer service and its policies of commitment to the economic well-being of society, so that the loans acquired here are reliable, with guarantee and with the best performance, Creditstar has received the American Business Awards , which certifies it as one of the best in the sector, offering quality services, security and transparency to all clients who require it, without distinction and without complications.
Types of loans at Creditstar
There are two types of loan:
- First-time user: you can borrow up to € 300 and pay them from 5 days to 3 months
- User with one or more loans paid: you can borrow up to € 1,000 and pay them in 5 days up to 3 months.
Advantages of choosing Creditstar
The advantages are diverse and varied, among these are:
- long repayment terms
- monthly interest rates
- the efficiency and speed of attention and decision
- the human quality of our advisors, as well as the company in general with facilities for all
- total and absolute discretion
- trust and security
The main features of Creditstar
We lend responsible, we grant what each person needs, nothing that they cannot pay, the right loan for the right person, with special plans and services for those with fewer resources.
Efficient and transparent service, you will be informed immediately and instantly everything you need to know regarding the loan, how much you will end up paying in total and when, as well as the important details that cannot be escaped, here there are no small letters or tricks at the end of the month, since you are informed of the entire breakdown of the loan, as well as the terms and conditions thereof.
Your information is safe with Creditstar, we valuablely protect your data and the operations you perform, so discretion is one of the most sought-after features by Creditstar clients, it is provided without worries.
The best repayment terms and interest rates, so that there are no inconveniences to pay, we offer you the best options adapted to your solvency and financial capabilities.
Is it safe to ask for a loan at Creditstar?
One of the most reliable financial companies in all of Spain, due to its long history with more than a decade in the financial sector always betting on the well-being of the Spanish economy, there is no more reliable option than Creditstar, they show you everything you want to know, totally transparent and clear, without deception or small letters, the safest in microcredits is Creditstar.
Requirements to obtain a loan at Creditstar
To be a candidate for a loan, you must be at least 18 years old, have a constant source of income, have a valid official identification or residence permit in Spain, a mobile number and successfully pass all credit and fraud checks.
Quite simple requirements, compared to all the advantages that Creditstar offers you
Creditstar interest rates
The debtor will pay a fixed daily 1.00% for the duration of the Loan.
An equivalent annual rate (APR) is established, this APR is the total cost of the credit represented with an annual percentage of the total cost that the credit will have, this varies depending on the term in which the payment is extended.
Creditstar customer service
If you finish paying the loan that was granted to you on time, you can request a larger amount of money the next time you need it.
5 days before your payment, you will be sent a message as a reminder so that there are no inconveniences of omission.
Whenever you want, you can call or go to the offices to obtain more information or clarify any questions.
- Location: Av. Pau Casals, number 10, Principal 2ª, Barcelona
- Customer Service: 93 178 6000
- Email: info @ Creditstar .es
- Every day from 9 AM-8PM
How to apply for Creditstar credits
Do you need a short term loan? Want to get out of financial need right away? Does the bank make loans difficult for you? Creditstar is here to provide a solution to your concern.
To get the loan, you need:
- Choose the details of the loan you want to request
As it is most likely your first operation at Creditstar, you will be eligible for a loan of up to € 300 to be paid within a period of 5 to 30 days or up to 3 months.
Simply make a selection of capital and term and click on the Request button.
- Register your information during the first loan application and your account will be recorded for future operations.
It is necessary to include your personal data to register your user account and check the reliability of the next debtor, to evaluate the case and study the situation, do not worry about the security of this information, since it is protected with the most algorithmic encryption protocols. insurance in the financial sector. From this part you can review the details of your request one last time and change them if you wish.
- Pass the verification of financial solvency and personal identity
In order to guarantee a quality service, we will ask you to verify your identity for a single occasion, which will consist of making a transfer of € 0.01 to verify that the owner of the account where the money will be sent, is you and not some kind of fraud. Financial details are also required to run the corresponding credit checks.
- Confirm the request
When you have submitted the form, it will be reviewed and in some cases, you may be contacted with a few short questions so that you can make a sound decision about your loan.
If you have already applied for a loan with Creditstar, how do you request another?
The process becomes even faster and more efficient. With the trust established between both parties, you can request a loan of up to € 1,000 to be paid in a period of up to 3 months.
The steps to follow are:
- Choose loan details
It should be noted that you must have completely finished paying the previous loan in order to apply for a new one.
- Confirm the request
The application will be reviewed individually as in your first loan, depending on your current financial status, if credit is granted again, there is no guarantee that it will be granted for having previously had a loan with Creditstar, it all depends on your financial history and their economic capabilities.
How to return Creditstar credits
To return the credit that was granted to you there are multiple options, you must choose the one that best suits your time and distance, you can return it by means of a bank transfer to an account number that we will provide you, in the same way you can direct the payment month after month to your credit or debit card so that you do not have to go to any bank branch to make payments.
You will have from 5 days to 3 months to repay the loan, no more. You must comply in a timely manner to avoid default interest.
Extensions and postponements at Creditstar
If for any circumstance beyond your reach you could not make the repayment of the credit in a timely manner, do not worry, it can happen to anyone, it is necessary that you contact the customer service advisors as soon as possible. They will guide you so as not to get into debt with interest and carry out a payment extension.
You can postpone the payment of your current loan between 5 and 30 more days, by entering the Creditstar website with your user account and password. Here you will see the option to extend the loan period within the " My activities " tab. You will have to confirm this procedure, you will have to accept the loan extension rate. Subsequently, you must submit the request for an extension to later pay the stipulated fee, before the original payment date expires. If you do not perform any of these steps, your extension will not proceed and there will be nothing to do.
Postponing your loan payment date is a viable option, assuming you won't be able to service the debt on the original due date.
Opinions about Creditstar
Juan V.- Without a doubt I will ask for another loan with them, they offered me the opportunity, in the most practical and simple way, profitable and easy to pay, there is no better option in microcredits currently, I think.
Jorge M.- They helped me pay the hospital bill immediately, they supported me without so many questions and without wasting my time, I was able to go out and generate the money again to pay.
Astrid P.- Excellent service, I have borrowed from other financial companies and there is certainly no such thing as Creditstar, an impeccable service in all aspects, complete.
Iker S.- The most profitable thing there is, I was investigating various credit options as I always do, and I found that Creditstar fulfilled all my expectations of a short-term loan, they gave me the opportunity and today I am paying my third loan with them, without problems and with the usual accessibility.
Creditstar has evolved over the years to offer the necessary financial tools to stabilize the economic balance in social classes, and improve people's quality of life, it is undoubtedly one of the best options in microcredits and one of the most Reliable and profitable throughout Europe, do not stray any further from your dreams and make them come true with Creditstar.