Pepedinero is the website for fast online loans that are the solution for your unforeseen events, since they offer you loans of up to 500 US dollars in just minutes and without having to give any kind of explanation about the purpose in which they will be used, since they are not personal loans for the purpose.
This financing site is designed to be used in situations in which emergencies arise and you do not have enough money to pay for them, such as when electrical appliances in your home break down, they apply a traffic sanction, avoid a delay in a monthly payment, between other emergency situations. However, the loan can be used however you want, allowing you to use it to fill an occasional whim when you do not have enough money, such as financing the extra expenses of Christmas times, or going to see your favorite artist. Whatever the purpose of the mini - credit you want to request, the price will remain the same, since in Pepe money they do not take into account for you to use it.
What makes PepeDinero mini-credits different?
In PepeDinero you are allowed to get loans online without payroll ; Thanks to Pepe Money's service, all you need to do is send a proof of income with your application that shows that you have regular and stable income. This can prevent you from a pension or unemployment benefit.
You can also get loans with your payroll, since in Pepedinero you are allowed these two different options to grant you freedom and accessibility when requesting your mini credit. In this way, Pepedinero is allowed to attend to all the profiles of the people, giving the self-employed workers the opportunity to get a mini loan; being labor workers a labor regime that does not always have easy access to financing.
Another of the differences of PepeDinero with other financial loan entities is that it allows you to know the total price to pay for your mini loan from the first moment before hiring the service, fast credits without small print, clear and transparent. For this, you just have to enter the amount and the repayment date in the calculator and you can instantly have the total amount to pay for your loan.
At PepeDinero you are offered the opportunity to apply for urgent loans with Credit Checker , which most fast loan companies do not. So, if your situation is somewhat complicated because you figure in non-payment files due to a small debt, at PepeDinero you can request your loan with Credit Checker and not worry about this.
Benefits and advantages of PepeDinero online credits
- You can get fast money loans in less than 15 minutes , if you already have your account registered.
- Quick credits without paperwork, without endorsement or guarantee; It is not necessary to present an endorsement or guarantee to get one of the mini loans, since they are personal.
- Mini credits without payroll: it is not mandatory to have payroll, other sources of income such as unemployment benefit or pension are also valid.
- Quick loans with Credit Checker: if you figure on any list of non-payment for debts of less than 1000 US dollars and unrelated to any financial institution, at PepeDinero you are given the opportunity to get quick loans with Credit Checker.
- Flexible mini credits: the maximum repayment time is 30 days, but it is always possible to request an extension of up to 30 more days.
- Transparent mini credits: you will know the total cost of your mini loan from the first moment before hiring.
- You only pay for the time you use the money: Thanks to the free early repayment service offered at PepeDinero, if the loan is repaid earlier than agreed, no extra interest will be charged. In addition to saving you the fees of the corresponding days.
- Cheap mini loans: 25% discount on the total cost of all mini loans thanks to the Sponsor Program.
- Online credits: online management of mini credits streamlines the process and avoids errors, in addition to making the entire process much faster.
- Quick and easy credits: what is required of paperwork to request your loan helps to make the process much faster.
- Immediate response: you will know if your application was approved in just 5 minutes.
- Personalized attention: if you have any questions about the contracting of the mini credits, the refund or any other issue you wish to ask, you can contact PepeDinero by phone.
- Sponsor Program: get 25 US dollars as a gift if you are already a client for bringing a friend and your sponsored person will get a mini credit without interest during the first 7 days.
First time on pepedinero.com
If it is the first time that you are going to acquire a mini-credit with this entity , they will give you many comforts for the payment and they will reduce the commissions, but they will also ask you to send a clear photocopy of the DNI along with the bank card and a proof of monthly income.
- This can be anything from a payroll to a pension.
- Get a 25% discount on your first loan
- Quick pepedinero credits are perfect because they offer a discount of up to 25% for customers who have just arrived at the entity. As you begin to return the money to the entity without giving problems or delay, pepedinero will increase the amount of money that it will lend you, so that each time you can access larger credits.
How to request your mini-credit with PepeDinero?
As we know, the first thing to have before requesting any type of credit are the necessary conditions that the financial institution asks for, such as the requirements and documents. One of the main characteristics of PepeDinero , as we have just seen, is its great accessibility when applying for loans, so that paperwork is almost unnecessary in the process. The requirements to get a mini credit are the following.
- Be of age.
- Reside in Spain permanently.
- Prove with a document that you have a source of recurring income with which you will face the payment of the mini credit.
- Be the owner of a bank account that is active to which we can transfer the microcredit.
You can get a mini loan without payroll, as long as you send proof of regular income such as a pension or unemployment benefit. In the case of self-employed workers, or also called freelancers, they must present between 2 and 3 invoices from sources of income. You also have to have an active account number in your name, so that the microcredit can be registered and then repaid, in addition to having a phone or cell phone number and an email account, so that you can be contacted .
Once we are sure we have all these requirements and documentation, we can move on to the next step, which is the loan application process.
- Choose the amount of money and term: The first thing you will have to do to request your mini credit is to choose how much is the amount of money you need and when you want to return it, for this on the website of PepeDinero.com , you will find a small box , which will allow you to choose and view the amount of money and the term to be returned, along with the fees and interests that will be charged.
- Fill out your application: Once you have chosen your loan, and click on the Apply Now option, you will be directed to a form. You have to fill out and send this form, including the bank account in which you want the money to be deposited.
- Verify your identity: If your loan is pre-approved, the next step is to verify your identity. This can be done in two ways.
Via Pich (coming soon): It is the fastest and safest way. We will verify your identity and your creditworthiness without the need to send documentation. This option may be the safest, since neither Pich nor any company will have access to your account at any time. Only the information necessary to confirm the viability of the loan is reviewed.
Sending your documentation: In this case, the process will take us a little longer. We will need you to send us 3 documents:
- Your ID to verify your identity
- The document that shows your recurring income
- The ownership of the account in which you request the money
As soon as your documents are received and all the information is verified, you will have a response very quickly.
Credit confirmation: Once your application has been approved, you will be asked to confirm that you accept the quick loan.
Receive your money: Since it has been confirmed that you accept the credit online, a transfer will be made to your account immediately. An email will be sent to you with the invoice indicating again all the information related to your loan; such as the amount, fees and date on which you must return it.
Refund of your mini loan at PepeDinero.com
There are 3 different ways to repay your loans at PepeDinero.com , this being an entity that bets on flexibility, you have different options to make the return of your micro loan. Which are the following:
- Scheduled automatic charge: On the expiration date, you will be given a scheduled automatic charge on the same day that the fast credit is granted.
- Make a deposit or transfer to one of the PepeDinero.com bank accounts
- Pay the charge from your client area, from which you can order that the borrowed capital and the applied interest be charged.
Opinions about Pepedinero
Opinion one: This type of fast credits gives you as many benefits as comforts, since they can be requested at any time of the night or day and use it if you think of a last minute weekend trip, as was my case . In addition, the speed with which the bank gives you the money is more than satisfactory.
Opinion two: One of the things that I liked the most is that the platform offered me a helping hand when no one did, since I had had problems with the Credit Checker and needed money urgently but in most of the entities I received negatives.
Opinion three: Among the good things that the platform offers you, the best is the patience of the entity's workers to explain everything clearly and that you do not mess up later. In my case, they have been the ones who have contacted me. A few minutes later, my credit has been accepted and since I had the same bank as them, they transferred the money to my account almost in a matter of minutes.
Since they are fast mini-credits , you can get up to 500 US dollars, many people come to the platform to get a small amount of money that is needed at a specific time. In addition, the platform benefits all clients with the sponsor program, which is a program that rewards you for each client that you bring to the company with a completely free 7-day loan.