Creditomas - Quick loans and online credits of up to € 900 in just 15 minutes

Creditomas is a company that is responsible for offering mini personal loans with very fast processing, for which very little paperwork will be required. This type of loan can be highly appreciated and very useful to help you solve and solve the economic needs that arise. Cré recommends that you do not make an irresponsible use so that you can pay the debt in a timely manner. It is important to analyze your financial solvency before requesting the credit as well as checking if you can return the payment within the indicated period.

What makes them different?

What makes creditomas different is that you can choose both the amount and the term to pay the loan. This online loan can range from 50 US dollars to 900 US dollars and you can choose the term between 7 and 30 days . All this benefit will be achieved by filling out a simple registration form and completing the loan application will not take more than 5 minutes. You will receive the money directly to your account, after verifying the bank account, creditomas will make the deposit of your mini-loan immediately.

This type of fast and efficient loans are highly appreciated for the economic activity that exists today, this is because its ease and flexibility to solve the economic problems that may be faced in daily life, makes creditomas a tool very useful and that is available to everyone to avoid all the stress that the accumulation of debts can cause us.

Advantages to choose with

Applying for a loan from the creditomas company has several advantages that you should take into consideration when thinking about requesting a loan, as there are many points in favor in addition to the speed and efficiency of the company's online service.

One of the main advantages that creditomas has to offer is that data protection is highly confidential. In the event that there is a default, the data will be included in the credit service at C / Albasanz, 16, 28037, Madrid and to the Badexcug File, owned by Experian España SLU with address at Ombú, 3 1º planta, 28045, Madrid .

Main characteristics of Creditomas

The data will be transferred to a solvency file so that the data can be consulted in the aforementioned file in the terms clarified in the document section. At the time of including the personal data that will be obtained by reason of the loan, as well as others generated by the current relationship or even those that have been obtained by telephone or electronic means in a file registered within the general registry for its use and treatment for the management, control, execution and maintenance of the contract.

The borrower, that is, may make use and exercise the rights of rectification, access, cancellation and opposition to mobile financial systems of limited security that is located at Avenida Bulevar Príncipe Alfonso de Hohenlohe, s / n, Edificio Milla de Oro, Oficina 9, 29602, Marbella, or at the email address: [email protected]

This is to process the data for the performance of communications and commercial, promotional and advertising activities through any intermediary, whether traditional, which would be by sending emails and messages through any system that includes SMS. , etc. On the part of the lender, which is, it incorporates information on services and products marketed by the lender. In this case, the sending of these commercial communications may be opposed in the event that the borrower does not wish to do so.

The borrower is the sole owner of his data that will be included in the aforementioned file for the use that he authorizes, in order that he can process this data to send him the offers, information and advertising messages by any means of those mentioned above, referring to promotions or specific products. This includes a customer loyalty program and services that each of these companies will offer in the sector in which they operate from general credit services to financial services, service improvement surveys, etc. In this case, the borrower could oppose this assignment and the corresponding sending of these commercial communications by sending an email to the company.

Another feature of to choose apart from data protection is that you can choose not only the amount you need but also the term in which you can cover it. Of course, all this is within the margins established by, but even so they represent an ease and flexibility with your way of paying the return for the company satisfactorily in a timely manner.

Creditomas requirements

The requirements that the company requests from users are very few and not difficult to meet, since the objective of is to make life much easier for applicants, without having to ask for too many requirements that can prevent them from being complete the procedure. The requirements that requests are the following:

  • Be between 21 and 75 years old,
  • Be in possession of a valid DNI or NIE,
  • Have residence in Spain,
  • Be the owner of a mobile phone line,
  • Be the owner of a bank account and
  • Not appear in any registry of defaulters or debtors.

Interest rates with Creditomas

As long as the loan is returned within the agreed period, you will only have to make a refund of the amount you requested in the loan plus the interest or commissions that were agreed from the beginning. All the details of said interests and commissions can be consulted according to the amount and term in the tool can be found on the main page of the creditomas website

In the event that the repayment period that was agreed in the beginning is breached, the default interest will be applied, which is explained in the general conditions of the company's website. If you had to send payment reminders, each of the reminders would cost an additional 7.5 US dollars.

0% interest if you are a new client at Creditomas «welcome promotion»

If you are a new client, you can get a first credit of a lower amount, but you can get it without interest , commissions or paperwork, that is, you ask for 300 US dollars but you will only pay 300 US dollars. This becomes effective when you register as a new customer.

With more credit, you can get different credit options from 50 US dollars to 900 without problems.

You can request a credit with Credit Checker at Creditomas

In creditomas, you can request a credit with Credit Checker, as long as it is a punctual default. The entity understands that it is easy to enter this list and study it on a case-by-case basis.

Customer service phone numbers and addresses

  • [email protected]
  • +34 910 47 00 47
  • Customer service hours are from 8:00 am. until 9:00 p.m. Monday to Friday and from 8:30 a.m. to 3:00 p.m. on Saturdays, Sundays and national holidays.
  • Mobile Financial Systems Limited Company
  • Address: Bulevar Príncipe Alfonso de Hohenlohe s / n,
    Ed. Milla de Oro, Office 9, 29602, Marbella

How to apply for credits with Creditomas

To get a loan you need to follow three simple steps that will not take you more than a few minutes:

  • Register: To be able to request your loan, all you have to do is choose the amount, the repayment term and then fill in the simple form with your personal data that appears on the website
  • The maximum amount you can request when processing your first mini-loan is € 300
  • The maximum loan repayment term is 30 calendar days.
  • Identify yourself: To be able to give the chosen answer to your request in a few minutes, uses the most agile and secure verification tool that exists in the market.
  • Select your bank in which you want the transfer to be made and connect using your electronic banking and will be able to give you an answer without the need for any additional documentation or paperwork that only makes the process much slower.

Types of loans in Credito Mas

Getting the money you need to get out of an economic emergency has never been so simple, because with all the steps are extremely fast and within everyone's reach. Just by registering and waiting for the company's decision to grant you the loan or not, you can save hours of queuing at the bank or with the lenders that even your answer can take months to resolve. In, you will get the answer in a matter of 5 minutes or even less.

Once your loan is approved by, you will receive an email and a confirmation SMS, and the company will transfer your money as soon as possible. In any case, recommends that you ask only for the amount of money that is absolutely necessary, to avoid complications when paying.

Availability and conditions of the loan

Once the decision made to make the loan or not by creditomas, the bank transfer will be made immediately for the amount that has been accepted, directly into the account you have provided for creditomas to transfer the money to you in a single arrangement and the credit application is made satisfactorily. will grant the loan under the conditions and amounts indicated below:

The first loan that the most credit will be granted to a new user will be for a minimum amount of 50 US dollars and for a maximum of up to 300 US dollars . The following loans may be for a minimum amount of 50 US dollars, but you can acquire up to a maximum of 900 US dollars.

The final amount that creditomas would approve for granting the loan will depend on the risk assessment assigned to the applicant by and everything will depend solely on said company.

Creditomas reserves the right not to grant a loan to the applicant when there is another request for the loan previously made in another company and that the payment has not been made with another lender previously. Creditomas reserves the right not to grant one more loan until the term assigned for the return of the pending payment has expired, even if it had been made before the end of said term. The fact that the loan applicant has repaid a loan is not a guarantee that a future application will be accepted.

The lender also reserves the right to opt for a rejection of loan applications with the criterion of granting only one loan per home, this when it is considered that this or any other cause could represent a risk factor for creditors.

The loan to be made can only be granted and made in US dollars. Upon accepting the application, creditomas will proceed to make the transfer of the loan that has been required, although the moment at which the applicant can have the loan money in his bank account will depend on the hours and operation of the banks, for their part,, when returning the loan in time, will not be affected in a negative way if the transfer made immediately takes time to the applicant's account for reasons beyond the control of the company, such as operation and business hours. banking institutions. extensions and postponements can be a flexible company when necessary, since, if difficult situations arise for which you cannot cover the return in the time and form previously agreed by the company and by you, creditomas will be able to reach out to you once again .

This means that in the event that the loan maturity date has arrived and the borrower has not been able to collect the full amount to pay off the debt with, the borrower can choose between getting a refund or requesting an extension of the term of the loan.

The extension period will be granted in a minimum of seven days, a standard of fourteen days or a maximum of thirty calendar days. The information on the amount that the extension of the loan term will cause will be found together with the general loan information, which may also be communicated to the borrower by sending the specific conditions. Once the extension period has ended, the borrower will have to make a bank transfer with the total loan requested directly to the bank account that the company indicated when the agreement was reached.

Penalty for non-payment and delay of the fast loan

In the event that there is a default of payment caused by the loan that has granted, after the expiration of any amount that has been arranged under the loan, the two parties will freely agree that the company will remain expressly empowered to require the borrower that in addition to the payment for the amount that was loaned to him and that remained unpaid, a penalty of 1.00% per day will have to be paid, this with a maximum limit of 200% on the principal debt, this without harm in other ways that have been expressly provided that could arise from non-compliance, such as the inclusion of the borrower's data in credit files and financial solvency.

For this reason, creditomas recommends strictly requesting the amount of money that is needed to pay for the economic emergencies that are needed at the moment, to avoid future complications when having to make the payment or return the amount that creditomas has provided to the user.

In case there is a delay, the borrower must assume the charges that will be added by to his debt for the payment reminders that must be sent to him by the same company. The sending of each one of the reminders for the borrower to make the return satisfactorily will be 7.50 US dollars that the borrower must also cover. The APR for the first loan is 0%. For loans that follow the APR, it will be calculated according to an amount and term that will be specified in the general terms and conditions when applying for the loan with the creditomas company.

Creditomas opinions

We are interested in knowing the opinions of customers and among the most outstanding, we can list the following.

Adela.- I needed a loan for my daughter's wedding, but I had an old debt with a telephone company and it appeared in the Credit Checker, it was not my fault and I always refuse to pay something that did not correspond to me. They studied it at Creditomas and after a few days they gave me the loan. They are good and they respond well, I really liked it.

Carlos Gnzlez.- I had been looking for a second-hand car for some time, and I didn't know where to ask for the loan, a friend recommended them to me and I contacted them. They were fast and effective, I bought the car and I have almost returned the credit, the conditions and commissions are good, they do not take advantage of the client. I feel comfortable with this company, I would repeat.

Francis M.- I am not a friend of financing, until I have no choice. I decided on Creditomas, and their conditions were good, comparing them with other entities. I am about to sign and I think I am not going to make the wrong company.


The loan applicant must make a loan request to through the web platform of mobile financial systems that is All loan applicants must meet certain requirements such as being a natural person, with a permanent residence in Spain and who are over 21 years old and under 75 years old. The first loan to be made will be with a maximum amount of 300 US dollars and this will be without commissions or interests. For the next loan, the interest will depend on both the amount and the duration of the loan to be obtained. The loan applicant will receive detailed and concrete information on the specific conditions that creditomas sends him.

The repayment of the loan to creditomas will be made through a bank transfer directly to the account that the creditomas lender has indicated . In some cases, when the repayment of the loan has not proceeded in the expected term, creditomas can pass the debt to its collection department, notifying the borrower directly by SMS, email or by telephone. So that the borrower is aware that the debt has acquired greater relevance.

A comment

  1. Thank you very much for the information.

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