With Presto loans you can forget about having to queue up and paperwork that takes time and energy, since the whole process will be from the comfort of your home or even with a mobile device such as smartphone or tablet.
Have you ever imagined that it could be possible to obtain your personal loan or a mini-credit for whatever you need in just 30 minutes? Nowadays, there are many credit and loan options to finance all types of projects, but only Presto offers you all the advantages and facilities of an online loan while you receive a personalized service and all the facilities so that you can return the total of your credit without major problem.
Very easily and quickly you can get up to 2,000 US dollars directly into your account for projects, emergencies, or unexpected expenses that you have to face.
If you are interested in the advantages of Prestoprestamos.es and want to know more about it, we invite you to continue reading.
What is Presto?
Presto Loans is a company that offers personal loans online so that you can finance any small, medium or large project. It differs from other loan companies in that it works entirely under an online system that always works with the comfort and ease of its clients in mind.
Many times the requirements and time to attend the request are so great that the expenses simply get out of our hands and we cannot cover them, especially in emergency situations. This is how, thanks to PrestoLoans , our credit application will be evaluated in just 10 minutes, and we will get an answer immediately without having to wait days or even weeks as with other financing options.
Presto loans can range from 300 to 2000 US dollars to request, and you will have up to 39 months to return your payment in installments.
The interest rate will be fixed and there will be no commissions for opening or for any other concept. Presto Loans is a very good option for all those purchases that we need urgently, for small trips or to pay a tuition or medical bill. Even if you are looking for a little support to start your own business, this is the ideal option for you.
Advantages of choosing PrestoLoans
PrestoLoans has become a very good option for you to be able to finance any goal or objective you have in mind thanks to its many advantages that will provide you with all the facilities and benefits you need when obtaining a personal loan to suit you:
- You can have up to 2000 US dollars in your bank account in a matter of minutes.
- There is no need to go through long bureaucratic processes or to present endless requirements, since with very few you will be able to start your personal credit application regardless of the amount or the purpose you want to give your money.
- You will have up to 39 months to repay the entire loan, and you will be able to accommodate the repayments as best you have.
- Month after month, your monthly payment will get much lower, making it easier for you to make payments.
- You can choose between different ways to return your payment, either with bank transfers or by card payment.
- You will be able to get in touch with the executives of Presto Loans to resolve all your doubts in this regard.
- It is a certified company that operates under Spanish legal regulations.
- The entire online process has the highest quality security and encryption protocols to keep your personal and banking data totally safe.
The main features of Presto
The main feature that distinguishes Presto is its speed and ease with which you can obtain the money you need to carry out your projects of all kinds. On the one hand, the entire process is online, so you won't have to go to a branch or office.
On the other hand, the systems that evaluate your application in Presto are really fast and there will be no delays when processing and analyzing your financial and identification data to validate your application.
Another very important feature of Presto is the flexibility they have to offer you a personal loan that fully adapts to what you need and what you can pay. You can request from 500 to 2000 US dollars that will be delivered immediately, being able to repay the entirety of your loan in comfortable and small monthly payments that adjust to your means.
The interest rate is fixed, and is calculated on the amount of money that remains to be repaid, so you will be able to realize in your repayment scheme that each monthly payment will be smaller than the previous one, making it easier and easier to carry out your payment on time and without further complication.
Is it safe to ask for a loan at PrestoPrestamos.es?
You may have doubts about the veracity of online loans , since nowadays we all know cases and situations in which people looking to make an investment or apply for a loan end up losing their money or their personal data.
You do not have to worry about this with Presto Prestamos , since this is a real and safe institution that has all the necessary security protocols to carry out banking operations online. Presto Loans seeks to favor the comfort of its clients, without neglecting their personal protection and that of their bank details.
In this way, you will find different security filters such as users and passwords, encryption protocols and secure payment gateways where you can be sure that your data and money are safe. If you have any further questions about security processes or any other matter related to the protection of your personal data, do not hesitate to write to the customer service email or make a phone call to their service team.
Loan Requirements Loans
To apply for a personal loan with Presto you need to have some simple requirements, as well as have some documents on hand to verify your identity and your financial situation:
- You must be between 21 and 70 years old, otherwise it will not be possible to start your loan application. You must present some official identification to prove your age and verify the information provided.
- You must also have stable and demonstrable income that can verify that you are a solvent person and capable of making the monthly payments of your personal loan. You can easily check this with your latest payroll or pension receipts, as well as with your income report.
- It is essential that you do not have debts with third parties, as well as that your name does not appear in any delinquency base such as the Credit Checker or any other type.
If you meet the requirements established above, there is nothing that stops you from obtaining your loan application in Presto Prestamos .
Loan Loan Interest Rates
The way in which the interests of your personal loan are calculated with PrestoPrestamos is very interesting, since, thanks to this system, each of your monthly payments will be lower than the previous one, unlike other companies in which you always pay the same monthly amount, regardless of the amortized amount. The interest on your personal loan is always calculated with 10% of the remaining amount to be paid.
Thanks to this, each of your monthly installments will be lower than the previous one, which will allow you to make your payments more and more easily.
On the official page of Presto Loans you will find a simulator that will allow you to calculate your personal loan showing you how much the first installment will be and how much you will have to pay monthly. You will see what a really convenient amortization scheme looks like and that will make your life easier regardless of the type of project you plan to carry out with your money.
Can you request a credit with Credit Checker in Presto?
As specified in the requirements, if you find yourself on a delinquent list such as the Credit Checker or any other, you will not be able to request a personal loan with PrestoPrestamos.es
This is because Presto always seeks to offer its clients the best financing schemes and the lowest rates, and this is only possible as long as clients can make payments on time and without excuses or pretexts.
Unfortunately, it may be that you are a responsible customer and due to some situation at the destination, you find yourself under these delinquency lists. If this is the case, there are other institutions that can provide you with personal loans, or you can wait until the deadline for your name to be removed from the delinquency files, so you can use your instant loan from Presto Loans and meet all the personal projects you have in mind.
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Mobile application and customer service of Presto Loans
Presto Loans does not have a mobile application at the moment, but it does have an online portal where you can access to check the status of your loan, as well as check the amortization table and even make the payment corresponding to your monthly payment with your card.
It is undoubtedly a very useful way to always have at hand everything we need to properly manage our personal loan.
If you need to contact the executives of Presto Loans to ask for advice in the process or to resolve your doubts, you can contact the number 935 519 919 from 9:00 a.m. to 7:00 p.m. on business days, as well as on Saturdays from 9 : 00 to 17:00. Another way to contact them is through the email [email protected] , or write to them through their official website.
You will also find them on social networks like Instagram, Facebook and YouTube. Do not hesitate to call or write to obtain more information about your personal loan
Types of loans in Presto Loans
In Presto Loans you will find the possibility of obtaining a personal loan of 300 to 2000 US dollars practically immediately. Presto Loans personal loans are of the immediate type, with a fixed interest rate of 10% and are returned in monthly installments that can range from 1 month to 39 months depending on the situation of each of the applicants.
This is how you will find really flexible loans and which you can pay at your own pace and in the way that is most convenient for you, without these payments making you financially unbalanced or having to see yourself in an unfavorable credit situation.
That is why, if what you are looking for is an immediate personal loan for projects of any type, in which you do not have to deliver a large amount of documentation and you need the money urgently, you will be able to find in Presto Loans just what you need to achieve your goals.
How to apply for Presto Online credits and loans
PrestoPrestamos is characterized by its agile process with which you can have your personal loan in less than 60 minutes. It will take you two minutes to fill out the form with your financial and contact information, it will take 10 minutes for your request to be processed and once approved, you will only need 30 minutes for the money to be available in your bank account. It's that easy, you can request your personal loan with Presto Loans by following the steps:
- Enter the official website of Presto and complete the requested form with your personal information.
- Depending on your request, you will receive an offer in 10 minutes totally personalized and looking to offer you the best option available.
- Accept the offer and in 30 minutes you will see the requested amount reflected in your bank account.
It is probably one of the simplest and fastest personal loan options available in the market where you will undoubtedly find a very good option in Presto Loans.
How to return the loans of Presto Loans
Once you have accepted your personal loan, a calendar of the payments that you must make month after month to repay your loan will be created. Every month you will receive an invoice about the interest of the money used. You can see that each monthly payment will be less than the previous one and that little by little your debt will be reduced. You will have two ways to make your monthly payments and below we will tell you the characteristics of each of them:
- You can pay with your credit or debit card simply by accessing your account on the PrestoPrestamos.es page and clicking on the "Bills" section, select the invoice to pay here and enter your credit or debit card details.
- You can also pay your personal loan Presto Loans with a bank transfer, making one to one of the following accounts:
- Banco Sabadell ES45 0081 0200 2100 0322 3833
- ING Direct ES27 1465 0120 3419 0059 5766
Extensions and postponements in Presto Loans
In Presto Loans you will not be able to request extensions and postponements for the payment of your personal loans, and if for any reason you are late in the payment of your credit, you will be calculated a delay interest of 1% for each day of delay, based on in the total amounts in arrears that have been indicated in the contract.
However, default interest cannot be greater than 100% of the initial amount plus the commissions of the initial loan granted. It is best not to have to reach this point, since if you are late in paying your loan, you will create a negative credit history that can affect your loan availability in any financial company in the future.
Opinions of Presto Loans
Presto Loans has satisfied clients since its speed has allowed many people to fulfill their personal projects without having to make great financial sacrifices.
Additionally, Presto Loans offers you ways to make your payments in the most comfortable way, and a customer service with an extensive schedule so that you can solve all your doubts. The best way to check the quality of Presto Loans is by applying for a loan and realizing for yourself that their repayment schemes are really convenient and of great quality.
For personal loans ranging from 500 to 2000 US dollars , the best option you can choose is personal loans from Presto , since in a matter of minutes from starting your application online, you will be able to have the requested money in your account , as well as accessing an online portal that will facilitate the administration of your payments and that will allow you to make them from the comfort of your home or mobile phone.
If you are a responsible client with a good credit history, this is the most suitable option for you without a doubt. Go to their website to learn more about it or call the customer service number if you need to know more about it.