If you are looking for an option that allows you to obtain a mini loan in the fastest, easiest and most effective way, it is undoubtedly Contante, an option that you cannot stop considering. This credit company allows you to request fast money advances from the comfort of your home, for an amount of up to 1000 US dollars that you can obtain in your bank account practically immediately and without further complication.
In this way, you can use Contante's services to finance all the personal and professional projects you have in mind. It will be a very useful support to finance short-term projects, or to solve your immediate liquidity problems. If you are interested in knowing more about the features and benefits of Contante, continue reading, you will surely find very useful information.
What is Contante
Contante is a technology company that gives you the opportunity to anticipate the money you need to cover the immediate needs you have in the absence of liquidity. It can lend you up to 300 US dollars on your first loan and 1000 US dollars from the second. Contante works through Advances, referring to a system in which a fraction of your payroll is advanced in advance.
This loan is designed so that you can repay it in the short term, ideally on the date of your next fixed income or payroll. This is how just by defining how much money you want, and when you want to return it, you can be a creditor of this type of financing.
Advantages of choosing Contante
With so many companies offering similar services, it is important to take into account the advantages that Contante offers, which make it one of the best companies in its field. Among the advantages of choosing Contante as your personal mini loan company are:
- Clarity: Contante is a company that from the first moment will be as clear and specific as possible, using simple terms so that anyone, whether or not they have previous experience in the area of personal loans, can understand and have at hand all the information required to make a responsible decision. You can find clear and concise definitions of each of the terms, or request personalized attention that will allow you to understand more clearly everything you need to know about it.
- Online: The entire process is completely online, using high security systems that will allow you to enter all your personal, contact and banking data in a totally confidential and secure way. In this way you can have a personal loan without having to leave your home and in a very short time.
- Agility: The entire process for applying for a microloan in Contante is very fast and does not require rigorous paperwork, waiting lines, ineffective negotiations or rude treatment. In this way, you will be able to find a solution to your immediate liquidity problems without wasting time and in the most simple, efficient and skillful way.
- Flexible: You yourself are the one who decides the amount to request and the term to return it, without having to justify the purpose you want to give the money or any other additional information. Simply use the simulator available on the official website of Contante so that you can choose the amount and the term that best suits your possibilities and needs.
The main features of Contante
Contante is a company that stands out from the others due to its specific characteristics, which allow it to establish itself as a reliable, friendly and very effective company. Among the main characteristics that distinguish Contante are:
- Contante works by anticipating your payroll, that is, granting you a short-term loan, designed so that you can repay it the moment you receive your next payroll without any problem.
- All the time you will have personalized assistance that will allow you to solve all your doubts regarding your personal loan.
- You can choose the Hal Cash option, which is a banking service that allows you to receive your loan money from an ATM at any time, as long as it is from a recognized entity. To do this, you will simply have to have a mobile phone to which you will receive a password, and thus you can withdraw it immediately without being a customer of the bank in question or having a specific credit or debit card.
- You can also choose to have the money from your loan deposited in your bank account, so you will have it in a very short time and without queuing or paperwork.
- You do not need to have guarantees, stable employment, or any other type of guarantee to apply for a personal loan in Contante.
- You can follow all the information and data related to your loan simply by logging into your Contante account.
It is safe to ask for a loan with Contante
Requesting a personal loan in Contante is totally safe and free of risks of any kind. Contante is a company that operates under all the rules and regulations of Spanish law, and you can confirm this by entering its website and reviewing its terms and conditions.
Your personal, contact and banking data are also protected with the highest technology security and encryption protocols, so you can be sure that all information provided is confidential between you and Contante. If you have more questions about Contante's security protocols, do not hesitate to contact them so that you can personally ask them your questions regarding the security of your loan.
It is important that before you start your personal loan application in Contante, you make sure that you meet all the necessary requirements to be a viable candidate for a personal loan. Fortunately, these requirements are very few and you will most likely have them from the beginning. The requirements to apply for a personal loan in Contante are:
- Be over 18 years old at the time of the loan application
- Be a legal resident of Spain
- Have stable and stable income capable of demonstrating.
- Have a debit card in the same bank where you receive the payroll.
- Be the owner of a mobile phone and a personal email address.
If you meet these requirements, you are already closer to getting your personal loan with Contante
Contante interest rates
Contante's interest rates are only 1% per day, which is very advantageous if we take into account that personal loans of this type last a maximum of 30 days. However, the law requires that all credit companies show the TIN and the APR in annual terms, that is why you will find that the APR is 2831%, although this measure is never applied in real life. For obvious reasons, a 30-day personal loan cannot be correctly expressed in annual language.
Contante is aware that this type of regulation can generate confusion and mistrust, that is why you will find an explanation about how this interest rate becomes lower if we apply it monthly.
At the end of the day, you will actually end up paying a preset amount up front, which can be as low as .10 US dollars, or in the case of the larger loans and the longer term that Contante offers, you will have to pay 300 US dollars as fees for a loan of 1000 US dollars to be repaid in 30 days.
As you will see, the amount charged is nothing out of the ordinary, and surely you can cover it without any problem. Do not hesitate to use the personal loan simulator in Contante so that you can be more clear about the total amount to be paid with and without interest under each of the personal loan schemes that Contante offers.
You can request a credit with Credit Checker with Cash
Unfortunately, if our name appears on any of the delinquency lists such as the Credit Checker, we will not be viable candidates to obtain any of Contante's personal loans.
This is mainly because Contante's personal loans are designed to be repaid in the short term, so granting a loan of this type to a person who has significant debt represents a certain risk of default. However, the truth is that each case is different, and it may be that your debt is very small or that you have been included in the Credit Checker for reasons beyond your responsibility.
If this is your case, we invite you to call the customer service numbers of Contante and tell them about your situation, you will see how they will help you by offering you some financing option or they will redeem you towards the most convenient type of personal loan for you .
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Contante mobile application and customer service
Contante does not currently have a mobile application so you can check the status of your personal loan. But you can do it by logging into the official Contante page , where you can always keep in mind the payment information, the remaining amount and the agreed date. Also here you can request another payment if you wish or consult all the information in this regard.
A very big advantage is that you can access this section simply by logging in from any of your browsers, even from your mobile phone. You will see that with this useful tool you can always be aware of everything that concerns your personal loan and your personal financial management.
Contante has a very effective customer service, where you can get in touch with them by phone, whatsapp, email or social networks.
They also have a chat available during business hours from their website, so you have endless options to communicate with them and ask them directly all your questions and comments about it. It doesn't matter if you are a new customer or a regular customer, rest assured that you will find the assistance you need to answer your questions.
Types of loans in Cash
Cash loans are of the microcredit or mini loan type, also known as a payroll advance. This type of loan has the following characteristics:
- They are small or medium loans, designed to solve immediate liquidity problems. They are not a recommended form of constant financing.
- The purpose of this type of loans is that you can repay them without any problem once you have your payroll or have received your fixed monthly income.
- You will be able to receive the money in your bank account practically immediately, without the need to carry out paperwork or include any type of guarantee or guarantee.
- You have up to 30 days to repay the total of your loan, always thinking that these types of loans are short-term and that you will use them under the responsibility of returning them in a timely manner.
- They are very useful to deal with unexpected expenses, such as hospital bills, emergency car repairs, medical studies, or urgent payments, as long as you are aware that you will have to return them once you have received your payroll or your fixed monthly income.
- The interest is 1% per day on the remaining amount to be owed, however, you will be able to know from the beginning the exact amount of fees to pay, making use of the simulator available on the Contante website.
How to request the credits of Contante
You can apply for personal loans from Contante in 4 simple steps, from the comfort of your home, office, or anywhere you are with a secure internet connection. Just follow the steps below:
- Make sure you meet all the requirements established by Contante. Once you have done it, decide with the help of Contante's personal loan simulator how much money you need and what day you can return it. In the same simulator you will be able to see the amount of money that you will pay for your personal loan, and the different options depending on the amount and term requested. Keep in mind that if it is your first loan you can only request a maximum of 300 US dollars.
- Fill in the questionnaire with your personal and contact information. Click send and your situation will automatically be evaluated to give you an answer about the status of your personal loan.
- If it is approved, you will be notified automatically. If not, you will also receive a notification about this. In a very short time you will see your personal loan from Contante reflected in your bank account.
- Choose the way that best suits you to repay the personal loan, and make sure to do it as previously agreed.
How to return the credits of Contante
Returning the personal credits of Contante will be very fast and easy. Your debit card will simply be charged for the amount established on the agreed day, including fees and interest. You can also choose to make an advance payment of your personal loan by bank transfer, or by entering the "Pay now" section by logging into your Contante account.
Simply choose the option that is simpler and more effective for you, just make sure to cover the entire payment before the due date to avoid interest and surcharges.
Extensions and postponements in Contante
Contante allows you to request deferrals of up to 30 additional days, but you should always take into account that the interest will continue to be charged with 1% daily on the remaining amount, plus a charge of 20 additional US dollars for non-payment.
If you find yourself in any situation in which you find yourself unable to make your payment, it is essential that you contact the executives of Contante so that together they can find a new payment scheme that allows you to get out of debt as soon as possible. generating the least possible interest.
Contante has become a preferred option among many clients who are looking for small personal loans quickly, easily and without paperwork. This is due to the facilities that this company offers so that you can solve your immediate liquidity problems in the short term, charging small interest and allowing you to recover the economic stability that an unpleasant or unexpected situation had taken from you.
We invite you to try the Contante system for yourself, so that you can get your own idea about the advantages of this method of personal financing.
Contante is a lending company that is dedicated to online personal loans ranging from 50 to 1000 US dollars , with the ability to repay them within a maximum period of 30 days.
It is always important that you bear in mind that this type of financing, known as mini-loans or microcredits , is not a long-term solution or a constant way of financing, but rather they are opportunities that companies like Contante offer you so that you can obtain liquidity immediate in exchange for a small commission for fees.
This is how cash personal loans can help you get out of some financial trouble, such as a hospital bill, a small short-term investment or an occasional purchase.