Creditorapid is a Spanish company dedicated to granting short-term mini-credits to people looking to carry out personal projects. If you want to start a business, take a trip, buy something you want, or meet daily money needs, a short-term loan can be the best option to do what you want. Creditorapid offers you a very good alternative so that you can apply for your loan that can reach up to 600 US dollars. The loan repayment process will be carried out in the time you want and with very low interest, all this under a simple and reliable process in which from the beginning you will know the amounts and dates to pay, without small letters and without the need for forced paperwork that only slows down and makes things more difficult.
Creditorapid is an excellent option for those people who are between 21 and 75 years old and who have Spanish residence or nationality. At Creditorapid, the terms to return the payment are flexible and you can be confident that the process is completely safe and transparent. There are no cheating or fine print, and all fees and interest are clear and accurate from the get-go.
What makes Creditorapid different?
A very important differentiator that gives Creditorapid an advantage is its First Loan Promotion , in which they make a loan from 50 US dollars to 300 US dollars that you can repay within a period of up to 65 days. This is a very convenient and flexible term if we talk about short-term credits, which generally ask to be returned in 30, 15 or even 7 days. This feature makes Creditorapid the best option to request a micro-credit, since it also has low interest rates and the ability to further extend this 65-day period.
Another of the differentiators of Creditorapid is the ease of applying for a loan. All you have to do is register on the website by filling out the corresponding form with your personal and updated information. Once you have done this step, the next thing is to identify yourself to the company to verify that your data is real. This is done very quickly and easily through the Instantor tool, an application that specializes in the security and confidentiality of personal data, so you can rest assured about the protection and collection of your personal data.
Advantages of choosing Creditorapid
A very important difference from Creditorapid is that it is not governed by interest rates, but by commissions that can be easily consulted on its website thanks to its interactive tool. This presents a great facility to determine for yourself the final amount to pay, without having to do complicated calculations that only end up hindering the process of applying for a loan.
The main advantage of choosing Creditorapid as the institution of choice to finance our projects is its advantage of extended terms and low interest rates. You can request from 50 US dollars to 600 US dollars if it is not the first time you request a credit in Creditorapid. Many financial institutions do not offer loans to the elderly, but in Creditorapid it is not like that, since it is one of the companies that have one of the highest age ranges in which you can request a short-term loan, granting loans to short term to people between 21 and 75 years old.
On the other hand, Creditorapid offers you the advantage that if your bank account belongs to one of the banks with which Creditorapid works (Unicaja and Banco Santander) your money will be reflected in your account immediately once your application has been approved. and transferred. If your bank belongs to some other entity, don't worry, since in a period of 24 to 48 hours it will be transferred, thus being able to use it for whatever you want the most.
Repaying the loan is also an advantage, since there are different methods and you can choose the one that best suits your needs. Returns can be made by deposit or bank transfer to one of the official Creditorapid accounts, never forget to attach your ID number and your data in the transfer concept, in order to track your payment.
The main features of Creditorapid
- Creditorapid is an institution that grants short-term mini-credits that can reach up to 600 US dollars and start from 50 US dollars.
- Creditorapid is governed by previously established fixed commissions that you can consult on its website at any time you wish.
- Creditorapid's interest rates are very low and allow you to pay off the credit little by little until the loan is paid in full.
- Credit repayment terms in Creditorapid are very long, as they can be extended up to 65 days, offering a competitive advantage over other companies that have very short payment periods.
- Personal data in Creditorapid are safe thanks to its interface for sending, collecting and managing data with the highest security. None of your personal data will be used for other purposes for which you do not have your consent.
- Creditorapid offers automatic billing that will reach your mail immediately, and also gives the ability to request copies or additional invoices.
- It is possible to request an extension or extension of the term to return the payment of 15 or 30 days as long as it is covered with the corresponding commission and the new interests.
- The official website contains interactive simulators that give you instant estimates on the type of credit we want to take.
- Your application can be ready in 15 minutes if you meet all the requirements.
The requirements that Creditorapid asks for to apply for a short-term loan are really minimal and almost anyone meets all the characteristics. We simply must have Spanish residence or nationality, have a valid DNI or NIE, have a functional mobile phone line and our name in which we can be located. Similarly, it is necessary to have a bank account in our name, preferably one of the banks affiliated with Creditorapid (Unicaja or Banco Santander) and not be in any delinquent or debtor registry.
As you will see, the requirements to apply for a loan in Creditorapid are very basic, and any questions or attention you need about this process can be resolved in its different customer service methods, either by phone or by chat.
Creditorapid interest rates
Creditorapid is not managed by interest rates, but by commissions that vary depending on the term in which the loan will be paid and the amount of money requested. Although this may sound confusing, the truth is that Creditorapid offers us an interactive tool on its website with which we can easily consult the final amount to be paid and the established payment. In this way we can find the loan that best suits our capacities and needs, ensuring that we are able to comply with the payment in full time and form, and thus avoid late fees.
We leave you several representative examples:
|loan amount:||300.00 EUR|
|Amount to return:||405.00 EUR|
|Loan amount:||200.00 EUR|
|Amount to return:||270.00 EUR|
|Loan amount:||100.00 EUR|
|Amount to return:||135.00 EUR|
Can you request a credit with Credit Checker at Creditorapid?
When we talk about the Credit Checker, we are referring to the National Association of Credit Financial Institutions. This company is in charge of grouping the business entities that offer loans to their clients, in order to jointly create a database on the financial situation of all their clients and their payment habits. In this way, companies have a tool to base themselves on and correctly identify people who are not candidates to receive a financial loan.
If your name appears in one of the delinquent lists of the Credit Checker, unfortunately you will not be able to access one of the Creditorapid loans, since this company, like the majority dedicated to granting microcredits, uses those databases for reference when evaluating your loan candidates . If so, it is best to look for another alternative to a financial institution or another method to finance your project. If you are not on any of these lists, the most likely thing is that you will not have any problem to receive a financial credit from Creditorapid.
Application and customer service at Creditorapid
We can apply for a short-term credit from the official Creditorpaid website, we just need to fill out the corresponding form and choose one of the ways of identification, either by sending our personal documents or by logging in to our electronic banking. The evaluation process will begin immediately and in a few minutes you will get an answer. If your credit is approved, you will be able to count on your money immediately if your bank is Banco Santander or Unicaja, otherwise your money will be available in less than 48 hours.
On the official website of Creditorapid we can find a simulator that will allow us to get an idea of the total payments and due dates, so it is highly recommended to use this tool before applying for a short-term credit with Creditorapid , in order to have the greatest certainty of the financial commitment to which we are entering.
Regarding customer service , Creditorapid professionals can be contacted by email, telephone, or even from the real-time chat available on the website.
Types of loans at Creditorapid
The loans offered by Creditorapid are short-term, this means that the time to make the full payment of the return of your loan is short. However, Creditorapid offers the facility of offering you terms of up to 65 days to complete the payment. You can even request an extension of 15 or 30 days in case of an unforeseen event that prevents you from making the payment.
Creditorapid offers credits ranging from 50 to 600 US dollars, with the exception of clients who acquire a loan for the first time. In these cases the credit limit is 300 US dollars.
How to apply for Creditorapid credits
Applying for a loan at Creditorapid consists of only two simple steps. The first is to register on their website and fill in the form with personal data. This will take a few minutes and you will only be asked for a few details that are necessary for your request. Subsequently, you will be granted the opportunity to request a loan of up to 300 US dollars in your first time, with a period of 30 calendar days to repay the loan. If you meet the appropriate conditions, you will be granted a first loan promotion in which you can access a period of up to 65 days to make the full refund, so it is an excellent option if what you are looking for are extended terms.
Once you have chosen the loan amount, you can move on to the next step, which is to identify yourself. Creditorapid uses Instator , a verification tool that has all the features to be the most agile and secure on the market. Another option to identify ourselves is to select the bank we use and through electronic banking we will identify ourselves. This presents a very great advantage since by this method we do not need any additional documentation or paperwork.
When your loan is approved, you will know by means of a confirmation email, as well as a text message via SMS: Your money will be delivered to your bank account as soon as possible. Remember that this transaction will be immediate if you have Unicaja or Banco Santander.
Extensions and postponements in Creditorapid
Creditorapid is a company that understands that many times problems arise in which it is not possible, for some reason or another, to make the payment within the established period. If so, you do not have to worry, since it is possible to request an extension of return of 15 days, or even 30 if you need it. This is possible as long as the established additional commission is complied with, which will depend on the size of the credit and the time established for the extension. You must take into account that these commissions can range from 13 US dollars to 240, so it is best to make the full refund of your payment in a timely manner.
If the payment is not fulfilled within the established deadlines. Creditorapid offers you the service of sending you payment reminders at a cost of 7.5 each.
Creditorapid is an excellent option for all those who are looking for a short-term loan that allows them to carry out personal projects or need to solve daily needs. Many people are happy with the friendly, fast and effective service that Creditorapid has, and without a doubt among its services you will find an option that better suits your needs and requirements. The option of having a period of 65 calendar days to return the credit represents a very competitive advantage over other companies, which is why many clients choose this company as their number one option when applying for a short-term microcredit.
If to all this we add that the loan application process is simple, intuitive, and we can do it in the comfort of our home or office, together with the minimal paperwork and proof requirements, we can realize why. as many people choose Creditorapid as their financial institution to obtain short-term loans.
Creditorapid is a financial institution dedicated to granting short-term credits ranging from 50 to 600 US dollars, whose main advantage is that it gives you a term of up to 65 calendar days to repay your entire loan. People who are not among the delinquent lists of the Credit Checker and who have an age range of 21 to 65 years are ideal candidates to receive a loan from Creditorapid. This company also offers a promotion for the first loan, in which new clients are granted a credit of up to 300 US dollars that can be paid in a long term of two months.
Returning Creditorapid loans is quite simple, since we can do it through bank transfers using our ID number as a reference for our identification. You can apply for a new loan once you have fully paid the previous loan. Rest assured that your data and personal information are totally safe, since Creditorapid has the most effective protection, storage and data management systems on the market. Creditorapid also offers the option of automatic billing with sending to your email, and if you need a copy it can be requested without any problem.